Insurance and Protection

Insurance and protection are an insurance policy that covers you, your family and your most valuable assets if, in the event that, anything unfortunate happens and leaves you or your family with a financial burden.

If you are to fall ill, get injured at work or in an accident, develop a serious illness or, worse, pass away, there is an insurance policy that may be able to take care of your bills, home and family to ensure they are financially secure. In the latter case, it can pay off your mortgage in full and perhaps even leave your loved ones with some extra money to see them through certain life events i.e. university, marriage, car, or even a house deposit of their own when they flock the nest.

Being unable to meet your monthly mortgage payments and potentially losing your house is a huge worry for any homeowner. Insurance shields you from this nightmare scenario, if you’re unable to work, it reduces the stress of keeping up with your mortgage and bill payments.

If the unthinkable happens and you’re no longer around, it relieves your family of the burden of paying the mortgage.

If you get a mortgage, you aren’t legally required to have mortgage protection insurance. However, it’s an incredibly valuable investment and something you should consider. Our advisors here at Derbyshire Mortgages and Protection are friendly brokers who can give you the help and advice you need to make an informed decision.

The great news is that all insurance packages can be very much tailored to your priorities and budget.