Mortgages for properties going in a company name
Want to purchase property through your business? Then a Limited Company Buy to Let Mortgage may be the way to go…
Our professional mortgage advisers understand the complexities of the limited company buy to let mortgage arena, and can simplify the mortgage process, and guide you through it. An important thing to note is that there are different tax rules when you buy property in your own name, as compared to when you buy property through a limited company. Please note though that we are not tax advisors – clients looking for this type of mortgage should also seek the advice of a tax specialist.
Inevitably, interest rates on Buy to Let mortgages available to limited companies will vary from one lender to the next, and, although this is still a growing market, the range of products available, and the lenders willing to provide them, is still much narrower than that for personal Buy to Let mortgages. Interest rates will depend on the loan-to-value ratio, the level of equity or deposit you can supply, and the length of any fixed rate period term.
With demand increasing, and more lenders entering the market for limited company Buy to Let mortgages, rates will be constantly changing to respond to competition. Our expert advisors will be able to take a thorough overview of your Buy to Let business and quickly advise you of the best lenders and products to suit your circumstances.