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Just in Time Statement

Derbyshire Mortgages & Protection Ltd will be the controller of the personal data you provide to us.

We only collect basic personal data which does not include any special category information or location-based data.

Why do we need your data?

We use your personal data so we can contact you and respond to your enquiry, request or message.

Who is my data shared with?

Your information will only be shared with third parties where necessary in order to respond to your request or provide our services. Where appropriate, we will seek your permission first.

How long do we keep your data?

We may retain your information for up to six years following the end of any business relationship, after which it will be securely deleted or destroyed.

What are my rights?

You have the right to request access to your personal data, request correction of inaccurate data, request erasure or restrict processing, and object to processing where applicable.

If you have any concerns regarding how we handle your data, please contact us at info@derbyshiremortgagesandprotection.co.uk

If you remain dissatisfied, you have the right to complain to the Information Commissioner’s Office at www.ico.org.uk

There may be a fee for arranging a mortgage and the precise amount will depend on your current circumstances and complexity of your mortgage needs. For purchases this will typically be £595, remortgages £399 and £199 for product transfers. Complex cases such as adverse, buy to lets and debt consolidation will typically be £695.

Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Think carefully before securing other debts against your home. The overall cost of repayment of other debts might be more when added to your mortgage.

The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
As with all insurance policies, conditions and exclusions will apply.

Derbyshire Mortgages & Protection Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 982876. Registered Office: 4 Lime Tree Close, Tibshelf, Alfreton, Derbyshire, DE55 5RF. Registered Company Number: 12631487. Registered in England and Wales.