Mortgages for individuals who have had credit hiccups
Just because your credit is bad, doesn’t mean your mortgage has to be…
Conventional mortgages tend to require borrowers to comply with strict eligibility criteria and meet affordability assessments. However, it is a common misconception those with a bad credit history cannot get mortgage approval. It is important to seek the advice of a specialist mortgage broker who can direct you to flexible providers who may offer a suitable mortgage product. Both mainstream lenders and specialists now offer loans for people with poor credit and can take your background into consideration when exploring your options. Do not let your missed bill payments, late payments, or debt management plans deter you from finding a mortgage.
Adverse/Impaired or Bad Credit as some may say can be a revolving door of rejection for most people until they meet with us. It’s never a no, on some occasions it’s a ‘not right now’. We will always strive to provide and deliver the best possible outcome subject to your needs and circumstances with a great understanding of the specialist lending market and criteria we’re proud to have been able to help so many of our clients that didn’t think it was possible.